Let’s talk about kitchen remodels that are necessary due to a flood, a fire, or some other issue that caused extensive damage. The first thing you would likely do is file an insurance claim. The insurance company will likely provide you with the money to fix the cause of the damage right away (such as a plumbing or electrical issue), but where do you go from there? In a typical situation, a homeowner is offered a payout from their insurance company that is far less than they were expecting for rebuilding their kitchen. The proposed settlement often doesn’t come anywhere near the amount needed to replace flooring, cabinets, appliances, or anything else that was damaged.
This is when you need to bring in an experienced Orange County kitchen remodeling company like Scott McKee Construction.
In our more than 30 years in business, we’ve worked with a lot of homeowners on kitchen remodels following insurance claims, and here’s what we’ve come to learn: insurance companies will try to get away with giving you as little as possible to rebuild your kitchen. They greatly undervalue the cost of labor and materials and offer payouts that may only cover a fraction of the work that needs to be done. However, if you hold the insurance company’s feet to the fire, you can often get them to increase their payout—sometimes substantially.
Your Advocate with Your Insurance Company
Our team can work with your insurance company on your behalf to secure the most favorable settlement possible. We’ve had great success getting our clients increased payouts to fund their kitchen remodels. That’s because we’re relentless. We provide insurance companies with a ton of paperwork to support our case as to why they need to come up with more money to rebuild the kitchen that was damaged. In some cases, we’ve even been able to get insurance companies to provide our clients with housing during the construction!
Turning Lemons into Lemonade
It’s never fun when your home is damaged, but we can help you make the best of the situation. Your insurance company is responsible to provide you with the funds to restore your kitchen, but that doesn’t mean it has to be restored using the exact same design or the same materials. If there were things about your damaged kitchen that you didn’t like, this is a great opportunity to change them. For example, your new kitchen cabinets can be made using a different type of wood, and the cabinet doors and drawer fronts can be a totally different style. We can even change the entire layout of your kitchen to make it more functional.
Sticking to Timelines in Kitchen Remodeling
In normal circumstances, homeowners can spend weeks, or even months, designing their perfect kitchen. Unfortunately, homeowners who have their kitchens unexpectedly damaged don’t often have that luxury. They need to find a general contracting company that can work in a timely manner to design and build their new kitchen.
At Scott McKee Construction, we understand the importance of keeping your kitchen remodeling project moving. Our team will work closely with you to design a new custom kitchen with a great layout that has all the details you want. Once everything is approved, we will work efficiently to get the job done as quickly as possible to get your kitchen back in working order!
Contact us to learn more about kitchen remodels in Orange County, as well as how we can help you navigate the claims process with your insurance company to get you the payout you deserve.